Home Trust is one of Canada’s leading trust companies, proudly celebrating our 25th year anniversary in 2012. We offer Canadians a wide range of financial products, including residential mortgages, commercial mortgages, deposits, retail credit and Visa cards. We focus primarily on a unique segment of the Canadian marketplace, including consumers who do not have traditional credit backgrounds and whose specific needs are not met by larger financial institutions.
Our continued growth and success is because of our loyal and committed employee base across the organization. We firmly believe in an entrepreneurial and advancement-oriented environment where employees are empowered to make decisions and to work together in a team environment to achieve business success. Growing from a 3-member staff in 1977 to a 650-member operation today, we anticipate continued and steady growth in the upcoming years.
For further company information please visit our website at www.hometrust.ca
The mortgage officer’s mandate is to work with the Mortgage Underwriters and Team Lead to review residential mortgage loan application files to verify that application data is complete and meets company standards.
ACCOUNTABILITIES AND RESPONSIBILITIES
Manage, compile and organize mortgage application information for mortgage loans in accordance with policy to create and complete package for credit evaluation
Interview all clients as per policy
Complies with company standards with respect to files that need to be managed to ensure targets set forth are met
Instructs files to solicitor sand follow-up to ensure timely closings
Conduct regular follow-up with brokers with respect to outstanding documentation required to adjudicate files
Evaluate and analyse documentation supplied by client and broker to ensure Anti-Money Laundering and Know-Your-Client legislation have been complied with and meets Home Trust Company’s guidelines and policies
Ensure all transactions adhere to Home Policy, Standards and Guidelines
Ensure mortgage statuses are communicated to Mortgage Underwriters and Team Lead
Order site inspections
Respond to client, broker and solicitor queries in a timely, professional and courteous manner
Collaborates with Team to ensure delivery of targets in accordance to company standards